Terms of Service
These terms and conditions aim to define the rights, obligations, and responsibilities between Rich Flow (hereinafter referred to as "this site") and users regarding the use of services provided by this site. By accessing this site or using the services, you are deemed to have agreed to these terms.
Article 1 (Purpose)
The purpose of these terms is to regulate the conditions and procedures for using the financial information contents and calculation tool services provided by this site, as well as the rights, obligations, and responsibilities between users and this site.
Article 2 (Service Contents)
This site provides the following services:
- Provision of information contents related to investment and asset management
- Provision of financial calculators and simulation tools
- Other additional services determined by this site
This site may change or discontinue the content and form of the service without prior notice.
Article 3 (Responsibility for Service Use)
All information and calculation results provided on this site are for general information provision and educational purposes and do not imply investment or financial advice.
Users should use the contents of this site only as reference materials, and the responsibility for actual investment or financial decisions lies entirely with the user themselves.
This site does not bear any legal responsibility for the user's investment results.
Article 4 (User Obligations)
Users must not perform the following acts when using this site:
- Acts contrary to laws or public order
- Acts infringing on the rights of others (copyright
- personal information
- etc.)
- Acts interfering with the normal operation of this site
- Entering false information or attempting unauthorized access
- Unauthorized collection using automated programs
If a user violates the above, this site may restrict or block the use of the service.
Article 5 (Copyright and Intellectual Property Rights)
The copyright and intellectual property rights of all contents (text, images, logos, designs, calculation tools, etc.) posted on this site belong to this site or legitimate right holders.
Users cannot reproduce, distribute, modify, or commercially use the contents of this site without prior permission.
However, use for personal and non-commercial purposes is permitted.
Article 6 (Advertising)
This site may display advertisements using third-party advertising services such as Google AdSense.
Responsibility for the content of the advertisement and transactions with the advertiser lies between the user and the advertiser, and this site is not responsible for this.
Article 7 (External Links)
This site may include links to external websites.
This site is not responsible for the contents and privacy policies of external sites, and users must check the terms of the site separately.
Article 8 (Suspension of Service Provision)
This site may temporarily suspend service provision in the following cases:
- System inspection or maintenance
- Server failure or communication failure
- Natural disasters or force majeure
- Other cases necessary for operation
This site is not responsible for any damages to users caused by service suspension.
Article 9 (Disclaimer)
This site is not responsible for the following:
- Damages caused by users using the information on this site
- Damages caused by user carelessness or negligence
- Damages caused by failures of external services (Google
- Cloudflare
- etc.)
- Damages caused by information and services of linked external sites
This site does not guarantee the accuracy, completeness, or reliability of the service.
Article 10 (Privacy Protection)
This site considers the protection of users' personal information important and follows a separate Privacy Policy regarding the processing of personal information.
Users are deemed to have agreed to the Privacy Policy when using this site.
Article 11 (Changes to Terms)
This site may modify these terms according to changes in relevant laws or services.
If the terms are changed, they will be announced through this site, and the changed terms will be effective from the time of the announcement.
If a user does not agree to the changed terms, they may stop using the service.
Article 12 (Governing Law and Jurisdiction)
These terms are interpreted respecting international legal principles.
Disputes arising between this site and users will be resolved through mutual consultation, and if consultation is not reached, they will be resolved according to relevant laws.
Article 13 (Contact)
For inquiries regarding these terms, please contact the email below. 📧 Email: [email protected]
Effective Date: January 26, 2026